U.S. Bancorp USB
Latest 10-Q
What changed in U.S. Bancorp's latest quarterly report, compared with the one before.
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Insider trades
Open-market trades from Form 4. 10b5-1 marks a plan set in advance.Open-market buys and sales by officers, directors and 10% owners, from SEC Form 4. A plan set in advance is marked 10b5-1.
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13F holders
Funds that report this stock, checked against market prices.Fund managers with over $100 million in US-listed stocks file a 13F each quarter, up to 45 days after quarter end. Long positions only.
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Trades by members of Congress
Disclosed in dollar ranges, up to 45 days after the trade.Members of Congress, their spouses and dependent children report trades in dollar ranges, up to 45 days after the trade.
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Executive-branch trades
4 tradesTrades in U.S. Bancorp reported by the President, Cabinet members and other senior executive-branch officials. Amounts are ranges.Form 278-T is the periodic transaction report that senior executive-branch officials file with the Office of Government Ethics. They must report each trade over $1,000 within 30 days of being notified of it, and no later than 45 days after the trade. Amounts are ranges, not exact figures.
| The form has no ticker column. The asset is shown as the filer wrote it. We add a ticker link only when we could match the asset to a listed company. | The form asks for a range, such as $1,001 - $15,000, not an exact amount. A line can be left blank when the filer's note says the amount was not more than $1,000. | Report | ||||
|---|---|---|---|---|---|---|
| Donald J Trump President of the United States | US BANCORP DEL read from scan | Purchase | Apr 10, 2026 | $50,001 - $100,000 | Jun 25, 2026 | White House report ↗ |
| Nuria Fernandez Administrator, Department of Transportation | U.S. Bancorp (USB) | Sale | Nov 10, 2022 | $1,001 - $15,000 | Nov 30, 2022 | OGE Form 278-T ↗ |
| Lisa O Monaco Deputy Attorney General, Department of Justice -- Simple | U.S. Bancorp (USB) | Sale | Jul 15, 2021 | $1,001 - $15,000 | Jul 26, 2021 | OGE Form 278-T ↗ |
| Cecilia E Rouse Chair, Council of Economic Advisers | US Bancorp New | Sale | Apr 23, 2021 | $1,001 - $15,000 | May 24, 2021 | OGE Form 278-T ↗ |
Lobbying
What U.S. Bancorp and its lobbying firms report each quarter.A company that lobbies with its own staff reports its expenses; a lobbying firm it hires reports the income it received. We count both.
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FHA lending at U.S. Bancorp
Aug 2026Loans insured by the Federal Housing Administration, from HUD's files, for lenders we have linked to U.S. Bancorp.
Home loans (forward)
Aug 2026: 135 loans, 0.2% of FHA loans, $38.1M. Lenders: US Bank NA. All lenders
| Month | Loans | ShareThe Federal Housing Administration insures only part of the mortgage market, mostly first-time buyers and buyers with smaller down payments. A lender's share here is its share of FHA-insured loans that month. It is not its share of all mortgages. | Loan volume |
|---|---|---|---|
| Aug 2026 | 135 | 0.2% | $38.1M |
| Jul 2026 | 187 | 0.2% | $54.6M |
| Jun 2026 | 159 | 0.2% | $46.5M |
| May 2026 | 145 | 0.2% | $42.4M |
| Apr 2026 | 135 | 0.2% | $40.5M |
| Mar 2026 | 123 | 0.2% | $37.3M |
| Feb 2026 | 103 | 0.2% | $30.9M |
| Jan 2026 | 157 | 0.2% | $48.6M |
| Dec 2025 | 146 | 0.2% | $42.4M |
| Nov 2025 | 150 | 0.2% | $45.0M |
| Oct 2025 | 222 | 0.3% | $70.0M |
| Sep 2025 | 171 | 0.2% | $49.6M |
Apartment and care-home loans
Services $561.4M of FHA-insured loans. Holds $620.9M. Servicing covers 120 units at an average rate of 5.428%. All holders and servicers
| The balance is HUD's own amortization-schedule figure, assuming every payment is made on time. It can differ from a servicer's statement. Terminated loans carry no balance. | ||||
|---|---|---|---|---|
| US Bank NA | Holder | 3 | $620.9M | 2 loans, $561.4M |
| US Bank NA | Servicer | 2 | $561.4M | 2 loans, $561.4M |
These are the lending units of the company that HUD names, matched by name or HUD number after review. They are not the company's whole mortgage business, only the FHA-insured part. The Federal Housing Administration insures only part of the mortgage market, mostly first-time buyers and buyers with smaller down payments. A lender's share here is its share of FHA-insured loans that month. It is not its share of all mortgages. Totals only; no borrowers.
Bank financials at U.S. Bancorp
Q2 2026Deposits, loans past due, charge-offs and capital of the banks U.S. Bancorp owns, from FDIC call reports
US bank subsidiaries Q2 2026: $710B in assets, $542B in deposits (52.3% uninsured), commercial real estate 12.3% of loans, common equity Tier 1 ratio 15.5%. 4 banks: U S BANK NATIONAL ASSN; U S BANK TRUST CO NA; U S BANK TRUST NATIONAL ASSN.
Last 8 quarters
| Quarter | AssetsTotal assets of the company's US bank subsidiaries at the end of the quarter. | DepositsDomestic and foreign deposits of the banks at the end of the quarter. | UninsuredThe FDIC's estimate of deposits above the insurance limit, as a share of insured plus uninsured deposits in domestic offices. | CRE % loansConstruction, multifamily and nonfarm nonresidential real estate loans (owner-occupied included) as a share of total loans. | Past dueLoans 30 or more days past due and still accruing, as a percent of total loans. Nonaccrual loans are shown separately. | NonaccrualLoans the bank no longer accrues interest on, as a percent of total loans. | Charge-offsThe quarter's net charge-offs times four, over period-end loans. | CET1The banks' common equity Tier 1 capital ratio, averaged by assets. Lowest first. |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $710B | $542B | 52.28% | 12.27% | 1.48% | 0.32% | 0.52% | 15.47% |
| Q1 2026 | $687B | $540B | 51.60% | 12.01% | 1.66% | 0.37% | 0.54% | 15.30% |
| Q4 2025 | $680B | $533B | 51.41% | 11.94% | 1.58% | 0.39% | 0.54% | 15.34% |
| Q3 2025 | $683B | $538B | 50.95% | 12.00% | 1.29% | 0.42% | 0.56% | 15.64% |
| Q2 2025 | $675B | $530B | 49.54% | 12.03% | 1.27% | 0.43% | 0.58% | 15.55% |
| Q1 2025 | $663B | $523B | 49.08% | 12.00% | 1.31% | 0.44% | 0.57% | 15.70% |
| Q4 2024 | $666B | $529B | 49.34% | 12.17% | 1.33% | 0.47% | 0.59% | 15.58% |
| Q3 2024 | $673B | $530B | 50.08% | 12.81% | 1.21% | 0.48% | 0.60% | 15.52% |
By loan type, Q2 2026
| Loan type | Loans | Past dueLoans 30 or more days past due and still accruing, as a percent of that loan type. | Nonaccrual | Charge-offsThe quarter's net charge-offs times four, as a percent of that loan type. |
|---|---|---|---|---|
| 1-4 family mortgages | $134B | 3.57% | 0.23% | 0.00% |
| Commercial real estate | $50.7B | 0.10% | 1.11% | 0.10% |
| Commercial and industrial | $91.9B | 0.33% | 0.40% | 0.70% |
| Credit cards | $32.9B | 2.24% | 0.00% | 3.65% |
| Auto loans | $3.2B | 1.02% | 0.08% | 0.08% |
| Other consumer | $14.8B | 0.60% | 0.10% | 1.23% |
Against Q2 2025: uninsured share +2.73 pp; commercial real estate share of loans +0.24 pp; past due, all loans +0.21 pp; past due, credit cards -0.23 pp; past due, commercial real estate -0.40 pp; card charge-offs -0.57 pp.
Source: FDIC call reports (FDIC BankFind), quarter ended 2026-06-30. Figures are for the company's US bank subsidiaries as filed with the FDIC (a bank's call report covers the bank only). They are not the consolidated holding company, which can include large non-bank businesses.
Consumer complaints at U.S. Bancorp
Jul–Sep 2026Complaints to the CFPB about U.S. Bancorp: trend, products, issues, answered in time and closed with relief
Jul–Sep 2026: 1,863 complaints, +30.2% against Jul–Sep 2025 (1,431). 100% were answered in time; 31% of the 1,862 closed ended with monetary or non-monetary relief.
Complaints by month
By product, Jul–Sep 2026
| Product | Complaints | Share | Year earlier | ChangeAgainst the same three months a year earlier. Shown when that window had at least 50 complaints. | In timeShare of complaints the company answered within the CFPB's deadline. | ReliefShare of closed complaints that ended with monetary or non-monetary relief for the consumer. |
|---|---|---|---|---|---|---|
| Checking or savings account | 687 | 37% | 541 | +27.0% | 100% | 22% |
| Credit card | 560 | 30% | 336 | +66.7% | 100% | 36% |
| Credit reporting or other personal consumer reports | 211 | 11% | 234 | -9.8% | 100% | 52% |
| Mortgage | 188 | 10% | 101 | +86.1% | 100% | 37% |
| Prepaid card | 69 | 4% | 88 | -21.6% | 100% | 17% |
| Money transfer, virtual currency, or money service | 57 | 3% | 49 | — | 100% | 5% |
| Debt collection | 50 | 3% | 55 | -9.1% | 100% | 38% |
| Vehicle loan or lease | 30 | 2% | 19 | — | 100% | 20% |
| Payday loan, title loan, personal loan, or advance loan | 11 | 1% | 7 | — | 100% | 55% |
Biggest issues
| Issue | Complaints | Year earlier |
|---|---|---|
| Managing an account Checking or savings account | 328 | 260 |
| Problem with a purchase shown on your statement Credit card | 159 | 76 |
| Closing an account Checking or savings account | 120 | 103 |
| Opening an account Checking or savings account | 117 | 96 |
| Other features, terms, or problems Credit card | 102 | 69 |
| Incorrect information on your report Credit reporting or other personal consumer reports | 102 | 113 |
| Struggling to pay mortgage Mortgage | 83 | 23 |
| Fees or interest Credit card | 76 | 27 |
Complaints are unverified and grow with a company's customer count; compare trends, not totals. Source: CFPB Consumer Complaint Database (CFPB), complaints received through 2026-11-11. The newest 15 days are left out: the CFPB publishes a complaint up to 15 days after it arrives.
Lender stress at U.S. Bancorp
Card, bank and complaint records for this lender, side by side
U.S. Bancorp has bank card and auto delinquencies (FDIC), complaints (CFPB). The page shows them next to each other; each keeps its own source and date.
U.S. Bancorp on Lender stress · All lenders
The three records are reported separately and measure different things. Showing them together does not mean one explains another. Information, not investment advice.
Institutional ownership over time
How many funds reported holding the stock at the end of each quarter, and how many shares they held between them.
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More filings and data
Each opens the table.
About the company
The basics from the company’s SEC registration.
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Adjusted for stock splits; not for dividends. Where prices come from.
Live chart
Intraday and historical prices from TradingView. Quotes may be delayed.
Information, not investment advice. Company matching is automatic; check the source before relying on one row.