Upstart Holdings, Inc. UPST
Latest 10-Q
What changed in Upstart Holdings, Inc.'s latest quarterly report, compared with the one before.
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Insider trades
Open-market trades from Form 4. 10b5-1 marks a plan set in advance.Open-market buys and sales by officers, directors and 10% owners, from SEC Form 4. A plan set in advance is marked 10b5-1.
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13F holders
Funds that report this stock, checked against market prices.Fund managers with over $100 million in US-listed stocks file a 13F each quarter, up to 45 days after quarter end. Long positions only.
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Trades by members of Congress
Disclosed in dollar ranges, up to 45 days after the trade.Members of Congress, their spouses and dependent children report trades in dollar ranges, up to 45 days after the trade.
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Executive-branch trades
4 tradesTrades in Upstart Holdings, Inc. reported by the President, Cabinet members and other senior executive-branch officials. Amounts are ranges.Form 278-T is the periodic transaction report that senior executive-branch officials file with the Office of Government Ethics. They must report each trade over $1,000 within 30 days of being notified of it, and no later than 45 days after the trade. Amounts are ranges, not exact figures.
| The form has no ticker column. The asset is shown as the filer wrote it. We add a ticker link only when we could match the asset to a listed company. | The form asks for a range, such as $1,001 - $15,000, not an exact amount. A line can be left blank when the filer's note says the amount was not more than $1,000. | Report | ||||
|---|---|---|---|---|---|---|
| Donald J Trump President of the United States | UPSTART HLDGS INC read from scan | Sale | Aug 28, 2026 | $15,001 - $50,000 | Sep 17, 2026 | White House report ↗ |
| Donald J Trump President of the United States | UPSTART HLDGS INC read from scan | Purchase | May 22, 2026 | $15,001 - $50,000 | Jun 25, 2026 | White House report ↗ |
| Donald J Trump President of the United States | UPSTART HLDGS INC read from scan | Sale | Mar 18, 2026 | $15,001 - $50,000 | May 8, 2026 | White House report ↗ |
| Donald J Trump President of the United States | UPSTART HLDGS INC read from scan | Purchase | Feb 12, 2026 | $15,001 - $50,000 | May 8, 2026 | White House report ↗ |
Lobbying
What Upstart Holdings, Inc. and its lobbying firms report each quarter.A company that lobbies with its own staff reports its expenses; a lobbying firm it hires reports the income it received. We count both.
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Consumer complaints at Upstart Holdings, Inc.
Jul–Sep 2026Complaints to the CFPB about Upstart Holdings, Inc.: trend, products, issues, answered in time and closed with relief
Jul–Sep 2026: 316 complaints, +10.1% against Jul–Sep 2025 (287). 100% were answered in time; 0% of the 310 closed ended with monetary or non-monetary relief.
Complaints by month
By product, Jul–Sep 2026
| Product | Complaints | Share | Year earlier | ChangeAgainst the same three months a year earlier. Shown when that window had at least 50 complaints. | In timeShare of complaints the company answered within the CFPB's deadline. | ReliefShare of closed complaints that ended with monetary or non-monetary relief for the consumer. |
|---|---|---|---|---|---|---|
| Credit reporting or other personal consumer reports | 146 | 46% | 128 | +14.1% | 100% | 0% |
| Debt collection | 92 | 29% | 72 | +27.8% | 100% | 0% |
| Payday loan, title loan, personal loan, or advance loan | 67 | 21% | 62 | +8.1% | 99% | 0% |
| Vehicle loan or lease | 8 | 3% | 15 | — | 100% | 0% |
| Credit card | 2 | 1% | 6 | — | 100% | 0% |
| Mortgage | 1 | 0% | 2 | — | 100% | 0% |
Biggest issues
| Issue | Complaints | Year earlier |
|---|---|---|
| Incorrect information on your report Credit reporting or other personal consumer reports | 80 | 68 |
| Took or threatened to take negative or legal action Debt collection | 41 | 30 |
| Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports | 37 | 34 |
| Attempts to collect debt not owed Debt collection | 30 | 16 |
| Improper use of your report Credit reporting or other personal consumer reports | 26 | 24 |
| Problem when making payments Payday loan, title loan, personal loan, or advance loan | 14 | 8 |
| False statements or representation Debt collection | 9 | 12 |
| Getting the loan Payday loan, title loan, personal loan, or advance loan | 9 | 8 |
Complaints are unverified and grow with a company's customer count; compare trends, not totals. Source: CFPB Consumer Complaint Database (CFPB), complaints received through 2026-11-11. The newest 15 days are left out: the CFPB publishes a complaint up to 15 days after it arrives.
Institutional ownership over time
How many funds reported holding the stock at the end of each quarter, and how many shares they held between them.
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More filings and data
Each opens the table.
About the company
The basics from the company’s SEC registration.
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Adjusted for stock splits; not for dividends. Where prices come from.
Live chart
Intraday and historical prices from TradingView. Quotes may be delayed.
Information, not investment advice. Company matching is automatic; check the source before relying on one row.