Credit Acceptance Corporation CACC
Latest 10-Q
What changed in Credit Acceptance Corporation's latest quarterly report, compared with the one before.
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Insider trades
Open-market trades from Form 4. 10b5-1 marks a plan set in advance.Open-market buys and sales by officers, directors and 10% owners, from SEC Form 4. A plan set in advance is marked 10b5-1.
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13F holders
Funds that report this stock, checked against market prices.Fund managers with over $100 million in US-listed stocks file a 13F each quarter, up to 45 days after quarter end. Long positions only.
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Trades by members of Congress
Disclosed in dollar ranges, up to 45 days after the trade.Members of Congress, their spouses and dependent children report trades in dollar ranges, up to 45 days after the trade.
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Executive-branch trades
29 tradesTrades in Credit Acceptance Corporation reported by the President, Cabinet members and other senior executive-branch officials. Amounts are ranges.Form 278-T is the periodic transaction report that senior executive-branch officials file with the Office of Government Ethics. They must report each trade over $1,000 within 30 days of being notified of it, and no later than 45 days after the trade. Amounts are ranges, not exact figures.
| The form has no ticker column. The asset is shown as the filer wrote it. We add a ticker link only when we could match the asset to a listed company. | The form asks for a range, such as $1,001 - $15,000, not an exact amount. A line can be left blank when the filer's note says the amount was not more than $1,000. | Report | ||||
|---|---|---|---|---|---|---|
| Andrew Saul Commissioner, Social Security Administration | Credit Acceptance Corp. (CACC) | Purchase | Feb 4, 2021 | $1,001 - $15,000 | Mar 5, 2021 | OGE Form 278-T ↗ |
| Andrew Saul Commissioner, Social Security Administration | Credit Acceptance Corp. (CACC) | Purchase | Feb 4, 2021 | $1,001 - $15,000 | Mar 5, 2021 | OGE Form 278-T ↗ |
| Andrew Saul Commissioner, Social Security Administration | Credit Acceptance Corp. (CACC) | Purchase | Feb 3, 2021 | $1,001 - $15,000 | Mar 5, 2021 | OGE Form 278-T ↗ |
| Andrew Saul Commissioner, Social Security Administration | Credit Acceptance Corp. (CACC) | Purchase | Feb 2, 2021 | $1,001 - $15,000 | Mar 5, 2021 | OGE Form 278-T ↗ |
| Andrew Saul Commissioner, Social Security Administration | Credit Acceptance Corp. (CACC) | Purchase | Dec 7, 2020 | $1,001 - $15,000 | Jan 8, 2021 | OGE Form 278-T ↗ |
Lobbying
What Credit Acceptance Corporation and its lobbying firms report each quarter.A company that lobbies with its own staff reports its expenses; a lobbying firm it hires reports the income it received. We count both.
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Lobbying and contracts
$240.0K · — in 12 moWhat Credit Acceptance Corporation reported spending on lobbying next to the federal contracts it was awarded, by year.Lobbying: each report counts once. If a report was amended, only the newest version counts. Totals use the company's own report when it files one (it includes payments to hired firms); otherwise the hired firms' reported income. Registrations and reports with no amount are not counted. A firm that hands part of its work to another firm may report the same money as that other firm does; the filings do not allow us to tell. Contracts: each award is counted once, for the company that received it (or its listed parent when only the parent is matched), in the year of its first obligation. The amount is the total obligated to date, so a later increase is counted in the year the award began. Only awards of $1 million or more are collected. Agencies: the offices named on lobbying reports and the awarding agencies of contracts are matched to one department name (the Army, Navy and Air Force count as the Department of Defense; NIH, FDA and CMS as Health and Human Services). An agency is listed under both when the company lobbied it and was awarded a contract by it in the same period. Offices outside this list, and Congress, are not counted as agencies.
Lobbying Federal contractsBoth bars use one dollar scale.
| Gifts by the company's PAC to candidates for Congress. They come from donations to the PAC, not from the company's own funds. | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 2026 (year to date) | $180.0K | 3 | Financial institutions and securities | Consumer Financial Protection Bureau, Federal Communications Commission | — | — | — | — | — |
| 2025 | $200.0K | 4 | Financial institutions and securities | Consumer Financial Protection Bureau | — | — | — | — | — |
Agencies both lobbied and awarding contracts
No agency appears on both sides in the last 12 months.
Lobbying and contract awards are reported separately; showing them together does not mean one caused the other.
Capitol Hires at Credit Acceptance Corporation
5 hiresLobbyists for Credit Acceptance Corporation who say they once worked in Congress or the executive branch.
| The covered position the lobbyist says they held: an office of a member of Congress, a committee or an executive-branch body, as written in the filing. The member's name is a link only when exactly one member of Congress fits the name, chamber, first name and years given; otherwise it stays as written. | The lobbying report (LDA form LD-2) that names this lobbyist and office, with a link to it. Report period is the quarter the report covers; Posted is the day it was filed or amended, which can be much later. The same lobbyist is named again on each quarterly report for the same client, so a row is shown once, from the newest report, with the number of filings that name them. | |||
|---|---|---|---|---|
| Annmarie Conboy-Depasquale | Joseph P. Kennedy III Member office · Democrat-MA | Leg Intern | Brownstein Hyatt Farber Schreck, LLP | Report period 2025 Q2 ↗ Posted Jul 17, 2025 |
| Annmarie Conboy-Depasquale | Katherine M. Clark Member office · Democrat-MA | Leg Intern | Brownstein Hyatt Farber Schreck, LLP | Report period 2025 Q2 ↗ Posted Jul 17, 2025 |
| Zachary Pfister | Larry Kissell Member office · Democrat-NC | ; Leg Correspondent | Brownstein Hyatt Farber Schreck, LLP | Report period 2025 Q1 ↗ Posted Mar 21, 2025 |
| Zachary Pfister | Brad Ellsworth (House) Member office · House | ; Staff Asst | Brownstein Hyatt Farber Schreck, LLP | Report period 2025 Q1 ↗ Posted Mar 21, 2025 |
| Zachary Pfister | Evan Bayh (Senate) Member office · Senate | ; Leg Intern | Brownstein Hyatt Farber Schreck, LLP | Report period 2025 Q1 ↗ Posted Mar 21, 2025 |
Each row reflects what was disclosed at the time of filing. A lobbyist listed may no longer be registered.
H-1B labor applications at Credit Acceptance Corporation
24 certified in 12 moLabor condition applications decided by the Department of Labor, matched to Credit Acceptance Corporation by employer name. An application is not a hire.
Median yearly wage offered, full-time certified applications, Jul 2025 to Jun 2026: $149,620The wage the employer offered, as filed, with its unit. The yearly figure restates it per year (hourly x 2,080, weekly x 52, every two weeks x 26, monthly x 12) from the low end of the offered range. It is not what the worker was paid.
| Quarter | Certified | All decided | Workers asked for |
|---|---|---|---|
| 2024 Q3 | 9 | 11 | 9 |
| 2024 Q4 | 6 | 8 | 6 |
| 2025 Q1 | 10 | 12 | 10 |
| 2025 Q2 | 18 | 18 | 18 |
| 2025 Q3 | 7 | 9 | 7 |
| 2025 Q4 | 3 | 4 | 3 |
| 2026 Q1 | 3 | 6 | 3 |
| 2026 Q2 | 11 | 16 | 11 |
| Senior Software Engineer, Engineering | 6 | $163,316 |
| Software Engineer I, Engineering | 2 | — |
| Software Engineer II, Engineering | 2 | — |
| AI Machine Learning Manager II, Engineering | 1 | — |
| Business Intelligence Engineer II, Engineering | 1 | — |
We match the employer's name to a public company automatically, including a reviewed list of subsidiaries. A subsidiary can be missed and a similar name can be matched wrongly. The files carry no worker names.
Consumer complaints at Credit Acceptance Corporation
Jul–Sep 2026Complaints to the CFPB about Credit Acceptance Corporation: trend, products, issues, answered in time and closed with relief
Jul–Sep 2026: 789 complaints, -16.6% against Jul–Sep 2025 (946). 100% were answered in time; 2% of the 788 closed ended with monetary or non-monetary relief.
Complaints by month
By product, Jul–Sep 2026
| Product | Complaints | Share | Year earlier | ChangeAgainst the same three months a year earlier. Shown when that window had at least 50 complaints. | In timeShare of complaints the company answered within the CFPB's deadline. | ReliefShare of closed complaints that ended with monetary or non-monetary relief for the consumer. |
|---|---|---|---|---|---|---|
| Vehicle loan or lease | 380 | 48% | 329 | +15.5% | 99% | 4% |
| Credit reporting or other personal consumer reports | 285 | 36% | 435 | -34.5% | 100% | 0% |
| Debt collection | 114 | 14% | 169 | -32.5% | 100% | 1% |
| Payday loan, title loan, personal loan, or advance loan | 4 | 1% | 5 | — | 100% | 25% |
| Credit card | 2 | 0% | 6 | — | 100% | 0% |
| Debt or credit management | 2 | 0% | 0 | — | 100% | 0% |
| Checking or savings account | 1 | 0% | 2 | — | 100% | 0% |
| Money transfer, virtual currency, or money service | 1 | 0% | 0 | — | 100% | 0% |
Biggest issues
| Issue | Complaints | Year earlier |
|---|---|---|
| Incorrect information on your report Credit reporting or other personal consumer reports | 157 | 211 |
| Managing the loan or lease Vehicle loan or lease | 142 | 78 |
| Repossession Vehicle loan or lease | 113 | 134 |
| Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports | 67 | 90 |
| Improper use of your report Credit reporting or other personal consumer reports | 52 | 125 |
| Attempts to collect debt not owed Debt collection | 47 | 60 |
| Getting a loan or lease Vehicle loan or lease | 47 | 36 |
| Took or threatened to take negative or legal action Debt collection | 25 | 60 |
Complaints are unverified and grow with a company's customer count; compare trends, not totals. Source: CFPB Consumer Complaint Database (CFPB), complaints received through 2026-11-11. The newest 15 days are left out: the CFPB publishes a complaint up to 15 days after it arrives.
Institutional ownership over time
How many funds reported holding the stock at the end of each quarter, and how many shares they held between them.
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More filings and data
Each opens the table.
About the company
The basics from the company’s SEC registration.
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Adjusted for stock splits; not for dividends. Where prices come from.
Live chart
Intraday and historical prices from TradingView. Quotes may be delayed.
Information, not investment advice. Company matching is automatic; check the source before relying on one row.