Datasets › Lender stress › Commerce Bancshares, Inc.
Lender stress: Commerce Bancshares, Inc.
Ticker CBSH. Three public records about this lender, one panel each. They are not combined: each has its own source, date and caveat.
The three records are reported separately and measure different things. Showing them together does not mean one explains another. Information, not investment advice.
Bank card and auto loans at Commerce Bancshares, Inc.
Q2 2026Past-due and charge-off rates on credit card and auto loans of the banks Commerce Bancshares, Inc. owns, from FDIC call reports
US bank subsidiaries Q2 2026: card past due 2.61%, auto past due 1.19%. Banks: COMMERCE BANK.
| Quarter | Card loans | Card past due | Card charge-offs | Auto loans | Auto past due | Auto charge-offs |
|---|---|---|---|---|---|---|
| Q2 2026 | $561M | 2.61% | 5.01% | $746M | 1.19% | 0.52% |
| Q1 2026 | $558M | 2.76% | 5.12% | $756M | 1.17% | 0.54% |
| Q4 2025 | $590M | 2.71% | 4.40% | $774M | 1.52% | 0.72% |
| Q3 2025 | $575M | 2.63% | 4.53% | $778M | 1.42% | 0.82% |
| Q2 2025 | $576M | 2.64% | 4.92% | $769M | 1.30% | 0.81% |
| Q1 2025 | $568M | 2.82% | 4.90% | $774M | 1.50% | 1.06% |
| Q4 2024 | $596M | 2.73% | 4.40% | $777M | 1.93% | 1.09% |
| Q3 2024 | $575M | 2.73% | 4.37% | $800M | 1.50% | 0.83% |
Source: FDIC call reports (FDIC BankFind), quarter ended 2026-06-30. These are the figures of the lender's US bank subsidiaries, as filed with the FDIC, not of the holding company's whole business. A lender can hold part of its card or auto loans outside its banks. Past due means 30 or more days; charge-offs are the quarter's net charge-offs times four, over loans.
Credit card metrics at Commerce Bancshares, Inc.
Monthly charge-offs and late payments on card loans, from the issuer's SEC filings
Not reported for this lender.
Consumer complaints at Commerce Bancshares, Inc.
Complaints to the CFPB about the company
Not reported for this lender.
Information, not investment advice (disclaimer). All lenders.