Share of FHA reverse mortgages over time

Biggest lenders

Finance of America Companies Inc. (FOA) Ellington Financial Inc. (EFC) Mutual of Omaha Mortgage, Inc. Traditional Mortgage Acceptance Corporat Fairway Independent Mortgage Corporation South River Mortgage, LLC

Public companies

Finance of America Companies Inc. (FOA) Ellington Financial Inc. (EFC) Onity Group Inc. (ONIT)

Share of all FHA reverse mortgages insured in each month. A month with no loans for a lender is drawn as zero. A joint venture is a line of its own.

Lenders in Aug 2026 in Texas

MonthStateTrendReset

FHA reverse mortgages by lender, Aug 2026 in Texas
#
1	Longbridge Financial LLC Owned by EFC	39	34.2%	$13.8M	—
2	Mutual of Omaha Mortgage, Inc.	28	24.6%	$9.34M	—
3	Finance of America Reverse LLC Owned by FOA	19	16.7%	$7.48M	—
4	South River Mortgage, LLC	8	7.0%	$2.00M	—
5	Traditional Mortgage Acceptance Corporat	7	6.1%	$1.92M	—
6	Guild Mortgage Company LLC	4	3.5%	$1.02M	—
7	Fairway Independent Mortgage Corporation	2	1.8%	$1.39M	—
8	Smartfi Home Loans, LLC	1	0.9%	$368K	—
9	Access Home Lending LLC	1	0.9%	$304K	—
10	Money House Inc	1	0.9%	$256K	—
11	Plaza Home Mortgage, Inc.	1	0.9%	$358K	—
12	High Tech Lending Inc	1	0.9%	$772K	—
13	Onity Mortgage Corporation Owned by ONIT	1	0.9%	$320K	—
14	Calcon Mutual Mortgage LLC	1	0.9%	$240K	—

Share is each lender's loans divided by all FHA reverse mortgages in Texas that month. The 14 biggest lenders are shown. A state view counts the loans on the property's state and lists only the biggest lenders. HECMs are FHA-insured reverse mortgages for homeowners aged 62 and older who borrow against their home's equity, from HUD's HECM snapshot. This is only the FHA-insured part of the reverse mortgage market. Source: HUD HECM Single Family Portfolio Snapshot. Totals only. HUD's files carry no borrower names or addresses, and this site shows no single home loan.

Lenders owned by public companies, Aug 2026

Lenders owned by public companies, Aug 2026
#
1	Finance of America Reverse LLC Owned by FOA	511	26.7%	$268.1M	5.869%
2	Longbridge Financial LLC Owned by EFC	489	25.5%	$251.0M	6.042%
3	Onity Mortgage Corporation Owned by ONIT	2	0.1%	$685K	5.688%

A lender is linked to a public company only when we have checked that the company owns it or is the same company. A lender with no link is shown without a company. That does not mean it has no owner, only that we have not found a listed one. A joint venture is owned by more than one company. It is shown once, as a joint venture, with its owners named. Its loans are not added to any owner's total, because the owners would then be counted twice.

By state, Aug 2026

FHA reverse mortgages by state, Aug 2026

California	298	15.5%	$237.3M	5.942%
Florida	153	8.0%	$72.7M	6.029%
Texas	114	5.9%	$39.6M	5.995%
Arizona	93	4.9%	$44.6M	6.026%
North Carolina	85	4.4%	$32.9M	6.051%
Colorado	83	4.3%	$45.9M	6.005%
Washington	80	4.2%	$54.5M	5.995%
Tennessee	66	3.4%	$27.7M	5.996%
New Jersey	56	2.9%	$33.7M	6.022%
New York	55	2.9%	$43.3M	6.045%
Virginia	52	2.7%	$18.4M	6.029%
Utah	51	2.7%	$30.8M	5.853%
Georgia	49	2.6%	$17.3M	5.903%
Massachusetts	49	2.6%	$34.6M	6.015%
Ohio	49	2.6%	$15.2M	6.158%
Oregon	49	2.6%	$24.9M	5.962%
Pennsylvania	44	2.3%	$15.3M	6.023%
Michigan	39	2.0%	$9.66M	6.022%
Maryland	33	1.7%	$15.5M	5.947%
South Carolina	33	1.7%	$14.6M	6.083%
Indiana	32	1.7%	$12.1M	5.93%
Nevada	32	1.7%	$15.4M	5.855%
Illinois	30	1.6%	$11.0M	6.163%
Idaho	26	1.4%	$12.3M	5.947%
Connecticut	23	1.2%	$12.9M	6.054%
Minnesota	22	1.1%	$7.58M	6.125%
Kentucky	18	0.9%	$7.34M	5.854%
Alabama	17	0.9%	$4.93M	6.147%
Arkansas	16	0.8%	$5.00M	5.922%
Missouri	16	0.8%	$4.89M	6.234%
Oklahoma	16	0.8%	$5.48M	6.211%
Maine	13	0.7%	$6.57M	5.971%
Wisconsin	12	0.6%	$4.73M	6.25%
Iowa	11	0.6%	$2.96M	6.08%
New Mexico	11	0.6%	$3.11M	5.852%
New Hampshire	10	0.5%	$4.86M	5.95%
Hawaii	9	0.5%	$7.93M	6.028%
Montana	9	0.5%	$4.34M	6.056%
Kansas	8	0.4%	$2.34M	5.938%
Louisiana	8	0.4%	$2.17M	6.094%
Mississippi	7	0.4%	$1.70M	5.911%
West Virginia	7	0.4%	$1.46M	6.125%
Wyoming	7	0.4%	$2.21M	6.161%
Nebraska	6	0.3%	$2.08M	6.208%
Delaware	4	0.2%	$2.33M	5.875%
Rhode Island	4	0.2%	$1.90M	5.969%
South Dakota	4	0.2%	$2.12M	6.031%
Alaska	3	0.2%	$1.23M	6.042%
Vermont	2	0.1%	$1.27M	6.00%
District of Columbia	1	0.1%	$1.18M	7.00%
North Dakota	1	0.1%	$788K	5.25%
Puerto Rico	1	0.1%	$224K	5.635%

Choose a state to see its biggest lenders. The state is the property's state.

About this data

HECMs are FHA-insured reverse mortgages for homeowners aged 62 and older who borrow against their home's equity, from HUD's HECM snapshot. A lender's share here is its share of FHA-insured reverse mortgages that month. It is not its share of all reverse mortgages.

HUD posts a month about five to six weeks after it ends, so the newest month is one to two months old. The numbers are loans HUD insured (endorsed) in the month, not loans applied for or closed.

HUD's own page has no file for January 2014 and for September 2014 to July 2017, so loans insured in those months are missing. HUD's file labelled February 2009 holds March's loans again, so February 2009 is skipped. The October 2025 file (the federal shutdown) has no loans. Months missing in the data we hold: Feb 2009; Jan 2014; Sep 2014 to Jul 2017; Oct 2025.

Source: HUD HECM Single Family Portfolio Snapshot ↗. We are not affiliated with HUD. Source and freshness · Information, not investment advice (disclaimer).